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Personal loans · Johannesburg and surrounds

Fair loans, explained clearly

Apply on your phone in minutes. We check what you can afford, so you only borrow what you can repay.

  • ✓ Every cost shown before you sign
  • ✓ Apply in seven languages
A couple working through documents together on a laptop at home.

How much do you need?

Instalment
R1 396.40
Total to repay
R5 585.60
Interest
R550.60
Fees
R735.00
Apply now

Worked out from this loan’s real rates and fees. Every loan needs a credit and affordability check.

  • NCR registeredA registered credit provider.
  • Clear costsEvery fee shown before you sign.
  • Your data is safeProtected under POPIA.
  • Responsible lendingOnly what you can afford.

Apply your way

Two ways to apply

Start wherever suits you. Your details carry over, so you never fill in the same thing twice.

How it works

From application to money in your bank

  1. ApplyYour details and documents, on your phone.
  2. Get a decisionWe check your credit record and what you can afford, then explain the result.
  3. Sign and get paidSign with a one-time code. The money goes straight to your bank account.

Questions

What people ask us

What documents do I need?

Your ID, your latest payslip and your recent bank statements.

Will you check my credit record?

Yes. The law requires a credit and affordability check before every loan.

Can I apply in my own language?

Yes, in any of seven languages. The English version of your agreement applies.

How do I repay?

By debit order on the day you are paid. You can also settle early at any time.

Before you borrow

Borrow only what you need and can repay. You’ll see the instalment, every fee and the total before you sign.

Visit or call us

Contact ImaliFin

To ask for information we hold about you, see our PAIA manual.

Add ImaliFin to your phone

Check your balance and statements, and apply again in one tap.

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